1. Check the criteria and apply
Read the published eligibility criteria, then complete the application form describing the cost you need covered.
United States · Canada · Australia
Non-repayable grants for individuals facing a specific cost.
Applications are open to residents of the US, Canada and Australia. Every application is assessed by hand against published criteria, and we reply to you in writing either way.
There is no fee at any stage. Applying does not guarantee an award, and we never request payment or banking passwords.
We never contact you first to offer money. You apply to this programme yourself. If someone calls, texts or emails claiming you have already been awarded a Northbridge grant and asks for a payment or bank credentials, it is not us — report it.
The application process
Three steps, no cost to you
2. Automatic confirmation
We email you straight away with a reference code confirming your application was received and is queued for assessment.
3. Assessment & written decision
An assessment officer reviews your application against the published criteria and emails you the outcome either way.
What we fund
Non-repayable grants funded by Universal Grant Income
We assess individual grant applications on behalf of Universal Grant Income. Awards support a specific, evidenced cost — housing arrears, training fees, care costs or the first steps of self-employment. There is nothing to repay, no interest, no credit check and no fee at any stage. Funding is limited, so not every eligible application receives an award.
Non-repayable
A grant, not a loan — no interest and no repayment schedule.
No fee, ever
Nothing to pay to apply, be assessed or receive an award.
Evidence-based
Awards are tied to a documented cost, not a general top-up.
Paid to you
Funds go to an account in your own name, or straight to a supplier.
Where we operate
Serving three markets
Eligibility, tax treatment and disclosure rules differ by country. Choose your region to see the rules that apply to your application.
View regional rulesUnited States
Lawful residents; ACH payment and tax reporting notes
Canada
Lawful residents; EFT/Interac payment and tax notes
Australia
Lawful residents; Osko/PayTo payment and tax notes